Bars & coins
Physical products vary in weight, purity, fabrication cost and resale terms. Compare fine-gold content rather than appearance or gross weight alone.
OWNERSHIP GUIDE
Understand what sits behind the gold.
A practical guide to physical metal, product costs and custody choices.
Vaulted ownership
Read the legal agreement: who owns the metal, where it is held, how it is verified, and what happens if an operator fails.
Market exposure
A fund or financial contract has its own structure, fees and redemption conditions. Check its documents before assuming you can withdraw physical metal.
The cost stack
01 / METAL Gross weight × fineness = fine-gold content.
02 / PURCHASE Metal value + dealer premium + fixed fees.
03 / HOLD Storage, insurance and minimum account fees.
04 / EXIT Buyback discount, selling fees, delivery and applicable taxes.
One troy ounce is approximately 31.1034768 grams. Fineness 999.9 corresponds to 99.99% purity. Product specifications and local tax treatment must be checked for the actual purchase.
Custody questions worth asking
Is metal allocated? Are audit reports accessible? Who is the vault operator? What does insurance cover? Are withdrawals subject to minimum sizes or handling charges? What independent records support ownership?
For provider-specific explanations, read BullionVault · Safety FAQs → and Goldmoney · Why Goldmoney →. These are examples, not endorsements.
Model a gold purchase →